CENS Investments
A property developer reviewing plans for a British commercial refurbishment project

Commercial finance built
around your requirement.

Tell us what the capital needs to achieve. CENS helps organise the transaction, supporting information and route to suitable lender review.

Start an application Discuss the requirement

Begin with the deal as it really stands.

The amount is only one part of a commercial lending decision. Purpose, security, timing, affordability and the intended exit all help determine which structure and lender may be suitable.

The CENS application gathers those facts progressively. You can save the record, respond to requests and keep documents and messages connected to the same case.

What we will ask you to prepare.

Complete information helps CENS understand the transaction and present it clearly. The exact evidence required depends on the case and the lender.

Applicant and company or SPV details

Individual and entity information for all borrowers, directors, and any special purpose vehicle connected to the application.

Solicitor and broker or introducer contacts

Contact details for the legal representative and any broker or introducer involved in arranging the transaction.

Loan amount, term, and intended purpose

The capital required, the proposed lending period, and a clear explanation of what the funds will be used for.

Property offered as security and existing charges

Details of the asset being offered as security, its approximate value, and any existing charges or encumbrances.

Proposed repayment or exit route

How the borrower intends to repay the facility at the end of the term, whether through sale, refinance, or another defined route.

Relevant credit history and supporting explanation

Any adverse credit history, county court judgements, or prior insolvency, with context to support lender assessment.

Commercial requirements we can consider.

Bridging finance

Short-term property finance for purchases, refinancing and time-sensitive transactions.

Auction finance

A funding route shaped around the fixed completion timetable of an auction purchase.

Development finance

Structured funding for eligible development, refurbishment and improvement projects.

Construction finance

Commercial funding considered against the programme, costs, security and delivery plan.

Mezzanine finance

Additional capital that may sit alongside senior lending where one facility is not enough.

Secured business lending

Finance considered around the business purpose, available security and repayment route.

Read the finance information